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Transparent Pricing — No Surprise Bills

We believe you deserve to know what care costs before you commit to it. Whether you're using insurance or paying out of pocket, we are upfront about our rates — and we never send surprise bills.

Most of our services are covered by major insurance plans. For patients paying out of pocket, our flat-rate self-pay options are straightforward and competitive — and can often be more cost-effective than going through insurance depending on your deductible.

Physical Therapy —

Self-Pay Rates

Wisconsin is a direct-access state — no referral needed. We accept most major insurance plans. Self-pay rates are available for patients without insurance or who prefer to pay out of pocket.

If you are interested in utilizing your insurance, we will verify your benefits so you know your estimated costs up front. .

Physical Therapy Rates

90 Minute Evaluation: $170

60 Minute Evaluation: $130

60 Minute Pelvic Eval: $200

60 Minute Follow-up: $125

45 Minute Follow-up: $100

30 Minute Follow-up: $80

Massage Therapy Rates

90 Minute Session: $145

60 Minute Session: $105

45 Minute Session: $80

Personal and Performance Training

Personal

60 Minute Session: $70

45 Minute Session: $60

30 Minute Session: $50

Performance

60 Minute Session: $90

45 Minute Session: $80

Savings Packages — Spend & Save

We offer prepaid savings packages: Purchase $500 in clinic credit for $475 (5% savings) or $1,000 in clinic credit for $900 (10% savings). The credit may be used toward eligible services and can be shared among family members. 

We also offer packages for our personal and performance training. Save $5/session with the prepaid purchase of 5 sessions or save $10/session with the prepaid purchase of 10 sessions.

Call us at (608) 351-3049 (Onalaska) or (608) 668-6700 (State Road) 

Payment Options

Insurance

We accept most major insurances plans including: Alliance, Health Partners, Humana, Medicare and more. We verify your benefits before your first visit so you know your out-of-pocket costs upfront. No surprise bills.

Self-Pay

Flat-rate self-pay options available for all services. Many patients find self-pay is more cost-effective than insurance depending on their deductible. No referral required.

HSA & FSA

Physical therapy, massage therapy, and many of our services qualify as HSA and FSA eligible expenses. We accept HSA and FSA cards directly.

Credit Card, Check & Cash

We accept all major credit cards, personal checks, and cash at all three locations.

Common Questions, Straight Answers

Do you accept my insurance?

We accept most major insurance plans. Call us at (608) 351-3049 (Onalaska) or (608) 668-6700 (State Road) before your first visit and we'll verify your specific benefits — including your deductible, co-pay, and any authorization requirements.

Is self-pay cheaper than using my insurance?

It depends on your plan. Patients with high deductibles often find that self-pay flat rates are more cost-effective than paying toward their deductible at an insurance-adjusted rate. We'll help you understand both options before your first visit.

Can I use my HSA or FSA for physical therapy?

Yes. Physical therapy is an HSA and FSA eligible expense. Massage therapy may also qualify depending on your plan and whether it is recommended as part of a treatment plan. We accept HSA and FSA cards directly.

Can the savings packages be shared with family members?

Yes — savings package credit can be used across family members at any of our three locations.

Do you offer payment plans?

Contact us to discuss payment arrangements. We want care to be accessible — reach out at (608) 351-3049 or office@mydynamicphysio.com and we'll work something out.

Know your costs before your first visit.

Call us and we'll verify your insurance benefits, explain your options, and make sure there are no surprises. Or book online right now.


Call us at (608) 351-3049 (Onalaska) or (608) 668-6700 (State Road)

Front Desk Hours

Monday: 8:00am - 5:00pm

Tuesday: 8:00am - 5:00pm

Wednesday: 8:00am - 5:00pm

Thursday: 8:00am - 5:00pm

Friday: 800am - 4:30pm

Saturday & Sunday: Closed

Email

Our Locations

Onalaska Location

1430 Main St, Onalaska, WI 54650

State Road - La Crosse

3208 State Road, Suite A, La Crosse, WI 54601

Unity - La Crosse

2801 Losey Blvd, La Crosse, WI 54601

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